NF

News Factory Finance

Personal & business snapshot Β· Jul 2026

Synced from Sheets
Overview

Net worth is up 393% since April 2023

Combined household balance across every bank, brokerage and crypto account, aggregated monthly from the Bank Accounts, Stock and Investment Dashboard tabs.

Net Worth
€74,766
β–² +2.8% vs Jun 2026
Portfolio Value
€66,258
β–² +28.15% all-time return
Cash on hand
€8,508
11.4% of net worth
Lifetime capital invested
€51,705
since Nov 2023
Unrealized gain
€14,552
β–² 28.15%

Net worth growth

Monthly total balance, April 2023 – July 2026

Net worth & portfolio value β€” daily

Recorded automatically once a day

Balance by currency

Current holdings converted to EUR

Cash vs. invested

How the €74,766 net worth is deployed

Investments

Portfolio & brokerage performance

34 holdings across equities, fixed income, REITs and crypto, spanning Revolut, SMBC, eToro, IBKR, Trading212 and NEXO.

Portfolio value
€66,258
Invested capital
€51,705
Realized P/L
€1,653
Dividends received
€877
€659 projected / yr

Portfolio value vs. invested capital

Monthly snapshot, November 2023 – July 2026 β€” the gap between the two lines is your unrealized gain

Asset allocation

Share of €66,268 portfolio value

Balance by platform

Investment balance per broker/exchange

Top holdings

Ranked by current market value

TickerAssetClass Market valueGain / loss
Cash Flow

Income, spending & savings rate

Recurring monthly budget from the Income tab, plus the full historical cash-flow trend from the Flow tab.

Monthly income
€4,465
Fixed expenses
€473
10.6% of income
Savings
€1,625
36.4% savings rate
Disposable left
€2,368

Monthly cash flow

January 2023 – July 2026 Β· yearly average has grown from €3,074 to €4,029/month

Income sources

€4,465 / month

Where savings go

€1,625 / month

Car

Total cost of ownership

Every purchase, insurance premium and repair logged against the car, converted to EUR.

Total spend
€19,977
Purchase price
€8,200
41.1%
Maintenance
€8,991
45.0%
Insurance
€2,785
13.9%

Cost breakdown

€19,977 total, 2021 – 2027

Biggest repair bills

Top single maintenance line items

ItemCost
Business

News Factory income statement

StreamVault SaaS revenue vs. operating costs, logged transaction-by-transaction on the Business Income Statement tab.

⚠️
Pre-revenue-ramp period. Through July 2026 the business has spent €2,277 against €1,032 of revenue β€” a net €1,246 investment phase, typical for a SaaS product that launched billing in March 2026.
Revenue (YTD)
€1,032
StreamVault SaaS
Expenses (YTD)
€2,277
Net
-€1,246
Top vendor
Lovable Β· €431

Revenue vs. expenses

Monthly, January – July 2026 (billing began March)

Where the money goes

Top vendors by total spend, all-time